Open road lending9/7/2023 ![]() You may still qualify for a bad-credit loan. Also, do not think that simply because your credit is not perfect there is no way to qualify for a refinanced car loan. Before you become too enthusiastic about obtaining lower car payments, be sure you fit within the boundaries of different companies’ loan requirements. ![]() Even certain car models are sometimes not offered refinancing options. The mileage may not be allowed to exceed a certain amount in order to qualify for refinancing. Some companies will not approve your application for refinancing a motorcycle, commercial or recreational vehicles. The types of cars may have limitations as well. Typically, you may find that currently remaining loan amounts must be least $7,500 and no more than $30,000, and your car may need to be six years old or newer to qualify for lower car payments by way of vehicle refinancing. The first few points you should know about are that payoff amounts need to be between a certain dollar amount and the car you are refinancing cannot be too old. There are a few qualifications that you need to meet in order to obtain the low rate you are hoping for. However, by refinancing a car loan, you can achieve lower car payments by finding a lender that offers a better interest rate.īy shopping around online, you can probably find better rates than the loan you currently have out. If there was a way to lower your monthly payments in any of these categories, would you take advantage of it? You may think that the only way to effectively lower payments is to move into a smaller home or sell your current car and purchase an older model. We seek to WOW our customers, our co-workers, our vendors, our partners, and in the long run, our investors.During a time when monthly payments can add up on your home, your car and various insurances, it can be difficult to always make ends meet. We are not an average company, our service is not average, and we don’t want our people to be average. You must do something that’s above and beyond what’s expected. WOW is such a short, simple word, but it really encompasses a lot of things. ![]() Valuesĭeliver World Class Service – We refer to world class service as the “WOW factor”. It is our desire to be the premier auto finance destination on the web. We support a positive corporate culture that is both dynamic and challenging, serving as inspiration for personal and professional growth. We are committed to the highest level of integrity and respect in all aspects of our business and professional conduct. These are the things that set us apart from the others. Our Goal is to exceed the expectations of our partners and customers in our commitment to providing excellent products and world class customer service. ![]() To treat others as we want to be treated: treating all our business associates and customers with respect, fairness, and integrity caring for and listening to them professionally serving them always being a model of working hard and striving toward excellence. Our mission is to honor God in all we do by providing automotive financial services of a superior quality to our customers and become the premier automotive finance destination on the web by providing world class service to our customers and partners. ![]()
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